You do not need a bank account.You can request a check...

1. Log in to your PayPal account.
2. Click the Withdraw subtab.
3. Click the Request a check from PayPal link.
4. Enter the requested information on the Withdraw Funds by Check page.
5. Click Continue.

or have it transfered to a credit or debit card...

1. Log in to your PayPal account.
2. Click the Withdraw subtab.
3. Click the Transfer funds to your bank (credit) card link.
4. Enter the requested information on the Withdraw Funds to your Card page.
5. Continue.

Btw the paypal help center can awnser these questions and more.

Note:

• You will receive an automatic email confirmation every time you request to withdraw funds
• Members in Argentina, Brazil, Bulgaria, Chile, Cyprus, Estonia, Gibraltar, Iceland, India, Indonesia, Israel, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malaysia, Malta, Philippines, Romania, San Marino, Slovakia, Slovenia, Turkey, United Arab Emirates, and Uruguay, can withdraw funds to credit cards that are withdraw eligible. You should allow 5-7 business days for your funds to post to your card, but may take more time, depending on your bank's policies.
• Only members registered from the U.S., Argentina, Brazil, Chile, China, Ecuador, India, Jamaica, and Uruguay can request a check. You should allow 4-6 business days for your check to be processed and mailed.
• When you withdraw to your local non-U.S. bank account, your money should become available within 5-7 business days, but may take more time, depending on your bank's policies.
• All members can withdraw funds from their PayPal account by requesting an electronic funds transfer to a U.S. bank account. When you withdraw to your U.S. bank account, your money should become available within 3-4 business days, but may take more time, depending on your bank's policies.

Edited by widaca on 09/14/07 10:07 AM.